Credit Card Minimum Payment Calculator is a debt calculator to calculate the interest payments and overall costs if you are only making minimum payments on your credit card.
Credit Card Balance Calculator |
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Total Interest |
$4,282.41 | |
Monthly Payment |
First: $260.00 Final: $15.00 |
|
Expected Payoff Time |
151 months | |
Total Principal |
$6,500.00 | |
Total Payment |
$10,782.41 | |
Payoff Date |
Oct, 2037 | |
Minimum Payment Amortization Schedule |
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| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Apr, 2025 | 1 | $105.35 | $154.65 | $260.00 | $6,345.35 | |
| May, 2025 | 2 | $102.85 | $150.97 | $253.81 | $6,194.39 | |
| Jun, 2025 | 3 | $100.40 | $147.37 | $247.78 | $6,047.01 | |
| Jul, 2025 | 4 | $98.01 | $143.87 | $241.88 | $5,903.14 | |
| Aug, 2025 | 5 | $95.68 | $140.45 | $236.13 | $5,762.70 | |
| Sep, 2025 | 6 | $93.40 | $137.10 | $230.51 | $5,625.59 | |
| Oct, 2025 | 7 | $91.18 | $133.84 | $225.02 | $5,491.75 | |
| Nov, 2025 | 8 | $89.01 | $130.66 | $219.67 | $5,361.09 | |
| Dec, 2025 | 9 | $86.89 | $127.55 | $214.44 | $5,233.54 | |
| Jan, 2026 | 10 | $84.83 | $124.51 | $209.34 | $5,109.03 | |
| Feb, 2026 | 11 | $82.81 | $121.55 | $204.36 | $4,987.48 | |
| Mar, 2026 | 12 | $80.84 | $118.66 | $199.50 | $4,868.82 | |
| Apr, 2026 | 13 | $78.92 | $115.84 | $194.75 | $4,752.98 | |
| May, 2026 | 14 | $77.04 | $113.08 | $190.12 | $4,639.90 | |
| Jun, 2026 | 15 | $75.21 | $110.39 | $185.60 | $4,529.51 | |
| Jul, 2026 | 16 | $73.42 | $107.76 | $181.18 | $4,421.74 | |
| Aug, 2026 | 17 | $71.67 | $105.20 | $176.87 | $4,316.54 | |
| Sep, 2026 | 18 | $69.96 | $102.70 | $172.66 | $4,213.84 | |
| Oct, 2026 | 19 | $68.30 | $100.25 | $168.55 | $4,113.59 | |
| Nov, 2026 | 20 | $66.67 | $97.87 | $164.54 | $4,015.72 | |
| Dec, 2026 | 21 | $65.09 | $95.54 | $160.63 | $3,920.18 | |
| Jan, 2027 | 22 | $63.54 | $93.27 | $156.81 | $3,826.91 | |
| Feb, 2027 | 23 | $62.03 | $91.05 | $153.08 | $3,735.86 | |
| Mar, 2027 | 24 | $60.55 | $88.88 | $149.43 | $3,646.98 | |
| Apr, 2027 | 25 | $59.11 | $86.77 | $145.88 | $3,560.21 | |
| May, 2027 | 26 | $57.71 | $84.70 | $142.41 | $3,475.51 | |
| Jun, 2027 | 27 | $56.33 | $82.69 | $139.02 | $3,392.82 | |
| Jul, 2027 | 28 | $54.99 | $80.72 | $135.71 | $3,312.10 | |
| Aug, 2027 | 29 | $53.68 | $78.80 | $132.48 | $3,233.30 | |
| Sep, 2027 | 30 | $52.41 | $76.93 | $129.33 | $3,156.38 | |
| Oct, 2027 | 31 | $51.16 | $75.10 | $126.26 | $3,081.28 | |
| Nov, 2027 | 32 | $49.94 | $73.31 | $123.25 | $3,007.97 | |
| Dec, 2027 | 33 | $48.75 | $71.56 | $120.32 | $2,936.41 | |
| Jan, 2028 | 34 | $47.59 | $69.86 | $117.46 | $2,866.54 | |
| Feb, 2028 | 35 | $46.46 | $68.20 | $114.66 | $2,798.34 | |
| Mar, 2028 | 36 | $45.36 | $66.58 | $111.93 | $2,731.77 | |
| Apr, 2028 | 37 | $44.28 | $64.99 | $109.27 | $2,666.77 | |
| May, 2028 | 38 | $43.22 | $63.45 | $106.67 | $2,603.33 | |
| Jun, 2028 | 39 | $42.20 | $61.94 | $104.13 | $2,541.39 | |
| Jul, 2028 | 40 | $41.19 | $60.46 | $101.66 | $2,480.93 | |
| Aug, 2028 | 41 | $40.21 | $59.03 | $99.24 | $2,421.90 | |
| Sep, 2028 | 42 | $39.25 | $57.62 | $96.88 | $2,364.28 | |
| Oct, 2028 | 43 | $38.32 | $56.25 | $94.57 | $2,308.03 | |
| Nov, 2028 | 44 | $37.41 | $54.91 | $92.32 | $2,253.12 | |
| Dec, 2028 | 45 | $36.52 | $53.61 | $90.12 | $2,199.51 | |
| Jan, 2029 | 46 | $35.65 | $52.33 | $87.98 | $2,147.18 | |
| Feb, 2029 | 47 | $34.80 | $51.09 | $85.89 | $2,096.10 | |
| Mar, 2029 | 48 | $33.97 | $49.87 | $83.84 | $2,046.23 | |
| Apr, 2029 | 49 | $33.17 | $48.68 | $81.85 | $1,997.54 | |
| May, 2029 | 50 | $32.38 | $47.52 | $79.90 | $1,950.02 | |
| Jun, 2029 | 51 | $31.61 | $46.39 | $78.00 | $1,903.63 | |
| Jul, 2029 | 52 | $30.85 | $45.29 | $76.15 | $1,858.33 | |
| Aug, 2029 | 53 | $30.12 | $44.21 | $74.33 | $1,814.12 | |
| Sep, 2029 | 54 | $29.40 | $43.16 | $72.56 | $1,770.96 | |
| Oct, 2029 | 55 | $28.70 | $42.13 | $70.84 | $1,728.83 | |
| Nov, 2029 | 56 | $28.02 | $41.13 | $69.15 | $1,687.69 | |
| Dec, 2029 | 57 | $27.35 | $40.15 | $67.51 | $1,647.54 | |
| Jan, 2030 | 58 | $26.70 | $39.20 | $65.90 | $1,608.34 | |
| Feb, 2030 | 59 | $26.07 | $38.27 | $64.33 | $1,570.08 | |
| Mar, 2030 | 60 | $25.45 | $37.35 | $62.80 | $1,532.72 | |
| Apr, 2030 | 61 | $24.84 | $36.47 | $61.31 | $1,496.26 | |
| May, 2030 | 62 | $24.25 | $35.60 | $59.85 | $1,460.66 | |
| Jun, 2030 | 63 | $23.67 | $34.75 | $58.43 | $1,425.91 | |
| Jul, 2030 | 64 | $23.11 | $33.92 | $57.04 | $1,391.98 | |
| Aug, 2030 | 65 | $22.56 | $33.12 | $55.68 | $1,358.87 | |
| Sep, 2030 | 66 | $22.02 | $32.33 | $54.35 | $1,326.54 | |
| Oct, 2030 | 67 | $21.50 | $31.56 | $53.06 | $1,294.98 | |
| Nov, 2030 | 68 | $20.99 | $30.81 | $51.80 | $1,264.17 | |
| Dec, 2030 | 69 | $20.49 | $30.08 | $50.57 | $1,234.09 | |
| Jan, 2031 | 70 | $20.00 | $29.36 | $49.36 | $1,204.73 | |
| Feb, 2031 | 71 | $19.53 | $28.66 | $48.19 | $1,176.07 | |
| Mar, 2031 | 72 | $19.06 | $27.98 | $47.04 | $1,148.09 | |
| Apr, 2031 | 73 | $18.61 | $27.31 | $45.92 | $1,120.77 | |
| May, 2031 | 74 | $18.17 | $26.66 | $44.83 | $1,094.11 | |
| Jun, 2031 | 75 | $17.73 | $26.03 | $43.76 | $1,068.07 | |
| Jul, 2031 | 76 | $17.31 | $25.41 | $42.72 | $1,042.66 | |
| Aug, 2031 | 77 | $16.90 | $24.81 | $41.71 | $1,017.86 | |
| Sep, 2031 | 78 | $16.50 | $24.22 | $40.71 | $993.64 | |
| Oct, 2031 | 79 | $16.11 | $23.64 | $39.75 | $970.00 | |
| Nov, 2031 | 80 | $15.72 | $23.08 | $38.80 | $946.92 | |
| Dec, 2031 | 81 | $15.35 | $22.53 | $37.88 | $924.39 | |
| Jan, 2032 | 82 | $14.98 | $21.99 | $36.98 | $902.40 | |
| Feb, 2032 | 83 | $14.63 | $21.47 | $36.10 | $880.93 | |
| Mar, 2032 | 84 | $14.28 | $20.96 | $35.24 | $859.97 | |
| Apr, 2032 | 85 | $13.94 | $20.46 | $34.40 | $839.51 | |
| May, 2032 | 86 | $13.61 | $19.97 | $33.58 | $819.54 | |
| Jun, 2032 | 87 | $13.28 | $19.50 | $32.78 | $800.04 | |
| Jul, 2032 | 88 | $12.97 | $19.03 | $32.00 | $781.01 | |
| Aug, 2032 | 89 | $12.66 | $18.58 | $31.24 | $762.42 | |
| Sep, 2032 | 90 | $12.36 | $18.14 | $30.50 | $744.29 | |
| Oct, 2032 | 91 | $12.06 | $17.71 | $29.77 | $726.58 | |
| Nov, 2032 | 92 | $11.78 | $17.29 | $29.06 | $709.29 | |
| Dec, 2032 | 93 | $11.50 | $16.88 | $28.37 | $692.42 | |
| Jan, 2033 | 94 | $11.22 | $16.47 | $27.70 | $675.94 | |
| Feb, 2033 | 95 | $10.96 | $16.08 | $27.04 | $659.86 | |
| Mar, 2033 | 96 | $10.70 | $15.70 | $26.39 | $644.16 | |
| Apr, 2033 | 97 | $10.44 | $15.33 | $25.77 | $628.84 | |
| May, 2033 | 98 | $10.19 | $14.96 | $25.15 | $613.87 | |
| Jun, 2033 | 99 | $9.95 | $14.61 | $24.55 | $599.27 | |
| Jul, 2033 | 100 | $9.71 | $14.26 | $23.97 | $585.01 | |
| Aug, 2033 | 101 | $9.48 | $13.92 | $23.40 | $571.09 | |
| Sep, 2033 | 102 | $9.26 | $13.59 | $22.84 | $557.51 | |
| Oct, 2033 | 103 | $9.04 | $13.26 | $22.30 | $544.24 | |
| Nov, 2033 | 104 | $8.82 | $12.95 | $21.77 | $531.29 | |
| Dec, 2033 | 105 | $8.61 | $12.64 | $21.25 | $518.65 | |
| Jan, 2034 | 106 | $8.41 | $12.34 | $20.75 | $506.31 | |
| Feb, 2034 | 107 | $8.21 | $12.05 | $20.25 | $494.27 | |
| Mar, 2034 | 108 | $8.01 | $11.76 | $19.77 | $482.51 | |
| Apr, 2034 | 109 | $7.82 | $11.48 | $19.30 | $471.03 | |
| May, 2034 | 110 | $7.63 | $11.21 | $18.84 | $459.82 | |
| Jun, 2034 | 111 | $7.45 | $10.94 | $18.39 | $448.88 | |
| Jul, 2034 | 112 | $7.28 | $10.68 | $17.96 | $438.20 | |
| Aug, 2034 | 113 | $7.10 | $10.43 | $17.53 | $427.78 | |
| Sep, 2034 | 114 | $6.93 | $10.18 | $17.11 | $417.60 | |
| Oct, 2034 | 115 | $6.77 | $9.94 | $16.70 | $407.66 | |
| Nov, 2034 | 116 | $6.61 | $9.70 | $16.31 | $397.96 | |
| Dec, 2034 | 117 | $6.45 | $9.47 | $15.92 | $388.50 | |
| Jan, 2035 | 118 | $6.30 | $9.24 | $15.54 | $379.25 | |
| Feb, 2035 | 119 | $6.15 | $9.02 | $15.17 | $370.23 | |
| Mar, 2035 | 120 | $6.00 | $9.00 | $15.00 | $361.23 | |
| Apr, 2035 | 121 | $5.85 | $9.15 | $15.00 | $352.09 | |
| May, 2035 | 122 | $5.71 | $9.29 | $15.00 | $342.79 | |
| Jun, 2035 | 123 | $5.56 | $9.44 | $15.00 | $333.35 | |
| Jul, 2035 | 124 | $5.40 | $9.60 | $15.00 | $323.75 | |
| Aug, 2035 | 125 | $5.25 | $9.75 | $15.00 | $314.00 | |
| Sep, 2035 | 126 | $5.09 | $9.91 | $15.00 | $304.09 | |
| Oct, 2035 | 127 | $4.93 | $10.07 | $15.00 | $294.02 | |
| Nov, 2035 | 128 | $4.77 | $10.23 | $15.00 | $283.78 | |
| Dec, 2035 | 129 | $4.60 | $10.40 | $15.00 | $273.38 | |
| Jan, 2036 | 130 | $4.43 | $10.57 | $15.00 | $262.81 | |
| Feb, 2036 | 131 | $4.26 | $10.74 | $15.00 | $252.07 | |
| Mar, 2036 | 132 | $4.09 | $10.91 | $15.00 | $241.16 | |
| Apr, 2036 | 133 | $3.91 | $11.09 | $15.00 | $230.07 | |
| May, 2036 | 134 | $3.73 | $11.27 | $15.00 | $218.80 | |
| Jun, 2036 | 135 | $3.55 | $11.45 | $15.00 | $207.34 | |
| Jul, 2036 | 136 | $3.36 | $11.64 | $15.00 | $195.70 | |
| Aug, 2036 | 137 | $3.17 | $11.83 | $15.00 | $183.88 | |
| Sep, 2036 | 138 | $2.98 | $12.02 | $15.00 | $171.86 | |
| Oct, 2036 | 139 | $2.79 | $12.21 | $15.00 | $159.64 | |
| Nov, 2036 | 140 | $2.59 | $12.41 | $15.00 | $147.23 | |
| Dec, 2036 | 141 | $2.39 | $12.61 | $15.00 | $134.62 | |
| Jan, 2037 | 142 | $2.18 | $12.82 | $15.00 | $121.80 | |
| Feb, 2037 | 143 | $1.97 | $13.03 | $15.00 | $108.77 | |
| Mar, 2037 | 144 | $1.76 | $13.24 | $15.00 | $95.54 | |
| Apr, 2037 | 145 | $1.55 | $13.45 | $15.00 | $82.08 | |
| May, 2037 | 146 | $1.33 | $13.67 | $15.00 | $68.41 | |
| Jun, 2037 | 147 | $1.11 | $13.89 | $15.00 | $54.52 | |
| Jul, 2037 | 148 | $0.88 | $14.12 | $15.00 | $40.41 | |
| Aug, 2037 | 149 | $0.65 | $14.35 | $15.00 | $26.06 | |
| Sep, 2037 | 150 | $0.42 | $14.58 | $15.00 | $11.48 | |
| Oct, 2037 | 151 | $0.19 | $11.48 | $11.67 | $0.00 | |
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